World Acceptance Corporation (aka “World Finance”, also “we” or “Company”) is offering you (hereinafter “You”, “user” “participant” and/or “Referrer” in some instances) the opportunity to refer customers via its Tax Referral Program (“Program”).
1. Binding Agreement.
By participating in the Program, you are bound by these Terms and Conditions (“Terms”) and indicate your agreement to them. All of the Company's decisions are final and binding.
2. Privacy.
The personal information collected, processed and used as part of the Program will be used in accordance with Company’s Privacy Notice and Privacy Policy, linked here.
3. How the Program Works.
To be a Referrer, you must be a US Citizen or permanent resident and a legal resident of the United States of America, and at least 18 years old to be eligible for this Program. Participants may refer as many friends, family members or colleagues that they like but may only collect on 55 successful referrals for a maximum of $550 value in rewards per calendar year throughout the entirety of the Program. Once a participant makes a referral, he/she becomes a “Referrer”. Referred Friends(“Friends”) must complete and file their 2023 income tax returns through World Finance’s tax service and must refer to the Referrer by correct name when the process of filing those taxes is complete (i.e. when the IRS accepts the 2023 income tax return) for the Referrer to receive credit for that Referred Friend.
4. Restrictions.
Referrers cannot refer themselves. Referrers will not receive credit for any discounted or free returns (i.e. dependent income tax returns as offered by World Finance’s tax service, or any income tax returns filed by World Finance at a discounted rate, which shall be set and/or offered at World Finance’s sole discretion). Referrers will only receive credit for referrals of new customers (i.e. customers that have never filed income taxes with World Finance before January 1,2024) that file and have the IRS accept their 2023 income tax returns through World Finance’s tax service by December 31, 2024 in one of the following states: Alabama, South Carolina, Georgia, Louisiana, Texas, Oklahoma, New Mexico, Utah, Idaho, Mississippi, Missouri, Tennessee, Indiana, Illinois, Kentucky, or Wisconsin. After December 31, 2024 as described above, the Referred Friend will no longer earn credit for any 2023 Referrer. Referred Friends may only be credited to any Referrer once, even if they are referred by more than one person. To receive credit under this Program, the Referrer must be named directly by the Referred Friend to World Finance when completing the 2023 income tax return, regardless of timing, relational affinity or verbal or written statements regarding referrals after that time. Referrals made after the 2023 income tax return is filed and accepted by the IRS are ineligible for a reward. No user may use the Program to violate any law, infringe or violate the rights of any third party, or otherwise act in a manner that is deemed harassing, harmful, illegal, hateful, obscene or outside the spirit and intent of the Program. Referrers agree not to solicit loan applications or tax returns for World Finance loans and agree not to compensate or accept any compensation from referred individuals in connection with tax or loan referrals. In addition, you may not (i) tamper with the Program, (ii) act in an unfair or disruptive manner, or (iii) use any system, bot or other device or artifice to participate or receive any benefit in the Program. World cannot disclose information on who has filed their 2023 tax returns; Referrers will only be notified if they have a reward available and the Referred Friend submits contact information for the Referrer; if contact information is not submitted (or is submitted with incorrect information) it will be the responsibility of their Referrer to contact World Finance to collect their reward. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE PROGRAM MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE COMPANY RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY FEES) TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.
5.
World Finance employees, and/or family members of employees, of the Company or any of its or their subsidiaries, affiliates or promotional agencies are not able to participate as Referrers.
6. Rewards.
If a Referrer makes a valid referral and the Referring Friend correctly submits Referrer contact information, he or she will receive notification that they have a reward within 30 business days from the time the referral is verified for $10. If contact information is not submitted (or is submitted with incorrect information) it will be the responsibility of their Referrer to contact World Finance to collect their reward. Referrers can earn a maximum of 55 rewards per calendar year (or $550 in value of rewards total per calendar year). These rewards may be redeemed in various forms in the Company's sole discretion. Restrictions may apply. For example, if the reward is in the form of a gift card, gift certificate or voucher, it may be subject to the issuer’s terms and conditions. Rewards are subject to verification of the referrals and well as validity of Referrer status. The Company may delay a reward for the purposes of investigation. The Company may also refuse to verify and process any transaction for any reason. Note, World Finance will only pay one referral bonus per income tax return (i.e. one single person’s income tax return, or one head of household tax return, as well as one jointly-filed married couple’s return), regardless of when or how many time that tax customer files with World Finance in 2024 or in subsequent years. No third parties outside of the Referrer may receive referral bonuses. Unless otherwise stated, rewards are not transferable and may not be auctioned, traded, bartered or sold.
7. Liability.
YOU UNDERSTAND AND AGREE THAT THE RELEASED PARTIES SHALL NOT BE LIABLE TO YOU OR ANY PERSON YOU REFER FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF THE COMPANY WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) RELATING TO, ARISING OUT OF OR IN ANY WAY CONNECTED TO THIS PROGRAM. By participating in the Program, you agree to defend, indemnify, release and hold harmless the Company, and its parent company, affiliates and subsidiaries, together with its employees, directors, officers, licensees, licensors, shareholders, attorneys and agents including, without limitation, its advertising and promotion entities and any person or entity associated with the production, operation or administration of the Program (collectively, the “Released Parties”), from any and all claims, actions, demands, damages, losses, liabilities, costs or expenses caused by, arising out of, in connection with, or related to the Program (including, without limitation, any property loss, damage, personal injury or death caused to any person(s)) and/or the awarding, receipt and/or use or misuse of any benefit in the Program. The Released Parties shall not be liable to any users for failure to supply any advertised benefit, by reason of any acts of God, any action or request by any governmental or quasi-governmental entity (whether or not valid), or any other activity or action that is beyond any of the Released Parties’ control. TO THE FULLEST EXTENT POSSIBLE BY LAW,THE RELEASED PARTIES’ MAXIMUMLIABILITY ARISING OUT OF OR IN CONNECTION WITH THE PROGRAM, REGARDLESS OF THE CAUSE OF ACTION (WHETHER IN CONTRACT, TORT, BREACH OF WARRANTY, OR OTHERWISE), WILL NOT EXCEED $100.
8. Disclaimer of Warranties.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT: (A) THE PROGRAM ISPROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, CONDITIONS AND TERMS OF ANY KIND, WHETHER EXPRESS OR IMPLIED BY STATUTE, COMMON LAW OR CUSTOM, INCLUDING, BUT NOT LIMITED TO, WARRANTIES AS TO PRODUCTS OR SERVICES OFFERED THROUGH THE USE OF THE PROGRAM, IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT; (B) THE RELEASED PARTIES MAKE AND GIVE NO WARRANTY THAT (i) THE PROGRAM WILL MEET YOUR REQUIREMENTS, (ii) THE PROGRAM WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, AND (iii) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED BY YOU THROUGH THE PROGRAM WILL MEET YOUR EXPECTATIONS, AND (C) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PROGRAM IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OR USE OF ANY SUCH MATERIAL.
9. Bulk Distribution (“Spam”).
Each Referrer is the actual sender of any emails and is responsible for complying with any applicable laws including federal, state or local telemarketing or anti-spam laws when distributing referrals via email or text message. Referrals must be created and distributed in a personal manner that is appropriate and customary for communications with friends, colleagues and family members. Bulk email distribution, distribution to strangers, or any other use of the services described herein in a manner that is not promoted is expressly prohibited and may be grounds for immediate Program termination and further legal action. The Company has no obligation to monitor the Program or any communications; however, the Company may choose to do so. Referrers who do not comply with the law, including anti-spam laws, are obligated to indemnify the Program Entities against any liabilities, costs and expenses it incurs as a result of such spam.
10. Right to Cancel, Modify or Terminate.
We reserve the right to cancel, modify or terminate the Program at any time for any reason. We reserve the right to disqualify any User at any time from participation in the Program if he/she does not comply with any of these Terms.