Simplify with a debt consolidation loan
When credit card bills and high-interest debt piles up, don’t panic. Take control with a simple, easy-to-manage personal loan for debt consolidation.
Ready to watch your debt shrink?
We offer personal loans for consolidating debt ranging from $450 to up to $12,000 in some states.**
Consolidate multiple debts with confidence
Credit card bills. Medical debt. High-interest loans. All these monthly expenses take a toll on your budget – and your life. Why not take control with a personal loan for debt consolidation?
Just one easy-to-manage monthly payment
Turn that pile of debts into one, simple monthly payment. With a loan for debt consolidation, you can bundle them all into a single fixed-interest rate payment each month.
Flexible, budget-friendly loan terms
Yes, you can take back control of your budget. How? We look beyond your credit score at your full financial picture to find the most affordable debt consolidation loan for your life.
Debt Consolidation Loans
3 simple ways to start consolidating debt.
Apply online
Start your loan application online in minutes.
Apply by phone
More of a phone person?
Give us a call.
Apply in person
Our friendly community team members are ready to help.
Debt consolidation loans vs. other options
See how a World Finance personal loan for debt consolidation stacks up against title loans, pawn shop loans, payday loans, and credit cards.
Affordable fixed-rate monthly payments
Reviews credit history and ability to repay the loan
Reports to credit bureaus
Usage flexibility
Average loan terms
Source: Company filings, CFPB, Center for Responsible Lending Report (Feb 2013), Wall Street Research, AFSA Education Foundation: Personal Loans 101: Understanding Small Dollar Loans
†† For the full list of sources visit: https://www.loansbyworld.com/loans/advantages
*** Set installments may vary
Debt Consolidation Loan FAQs
Can I get a debt consolidation loan with bad credit?
If you have bad credit and need money, you may still be able to get a loan for your emergency. We consider more than just your credit score, looking at things like sources of income, ability to make payments, and your full financial picture.
What is the monthly payment for a debt consolidation loan?
The monthly payment for a debt consolidation personal loan depends on a few things – the borrowed amount, and the rate and terms that are agreed upon. We work with you to find a monthly payment that is manageable and affordable.
Can I use a debt consolidation loan for multiple debts?
Yes, you can use a debt consolidation loan for multiple debts. A World Finance personal loan can be used to manage high-interest loans and other revolving lines of credit, by using your World personal loan proceeds to pay off those debts, reducing your payments to a single loan with fixed monthly payments.
Can I use a debt consolidation loan for high interest debt?
Yes, you can use a debt consolidation personal loan for high-interest debt. A World Finance personal loan can be used to manage high-interest loans and other revolving lines of credit, by using your World personal loan proceeds to pay off those debts, reducing your payments to a single loan with fixed monthly payments.
Can I use a debt consolidation loan for credit card debt?
Yes, you can use a debt consolidation personal loan for credit card debt. A World Finance personal loan can be used to manage high-interest loans and other revolving lines of credit, combining them into a single loan with fixed monthly payments.
How does a debt consolidation loan work?
A debt consolidation loan is a personal loan that can be used to combine existing debts into a single loan with fixed monthly payments. After the application and approval process, you can get your funds as soon as the same day. Then, you can use the funds to pay down or pay off other higher-interest debt (like credit cards, payday loans, or title loans).
"The way that I view money has completely changed after working with World Finance. Now, I look for opportunities for it to grow and make my life better."
Bobbie Mitchell, World Customer
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Learn about consolidating debt (and more).
